The price cap that applies to you is set by your postcode, not by the state and area you pick here. Suburbs can span postcodes that sit in different caps, so treat the figure below as indicative and confirm your own postcode against the official property price cap tool at firsthomebuyers.gov.au before relying on it. This widget checks the Australian Government 5% Deposit Scheme (formerly known as the Home Guarantee Scheme) and the uBank no-LMI-to-85%-LVR pathway only — professional LVR waivers and the scheme’s 2% single-parent pathway aren’t checked here (see the full LMI calculator for those). It tests price cap and deposit size only, and takes your answer to the first-home question as given. The scheme is open to first home buyers and to anyone who has not owned a property or land in Australia in the last 10 years. It also requires you to be an Australian citizen or permanent resident aged at least 18, and to live in the home as an owner-occupier for as long as the guarantee applies; the lender’s valuation, as well as the price, must be at or below the cap. Applications go through a participating lender. Indicative only. Not financial advice.