The price cap that applies to you is set by your postcode, not by the state and area you pick here. Suburbs can span postcodes that sit in different caps, so treat the figure below as indicative and confirm your own postcode against the official property price cap tool at firsthomebuyers.gov.au before relying on it. This widget checks the Australian Government 5% Deposit Scheme (the former First Home Guarantee, which absorbed the Regional First Home Buyer Guarantee on 1 October 2025) and the uBank no-LMI-to-85%-LVR pathway only — professional LVR waivers and the scheme’s 2% single-parent pathway aren’t checked here (see the full LMI calculator for those). It tests price cap and deposit size only: the scheme also requires you to be an Australian citizen or permanent resident, not to have owned property in Australia before, and to live in the home yourself. Applications go through a participating lender. Indicative only. Not financial advice.